Equity Release Zone

Almost £11 million of property wealth is unlocked by UK homeowners aged 55+ every single day.*

Equity release continues to gain in popularity and that trend looks set to continue. If you're looking to supplement your retirement or need a financial boost, then releasing money from your property through equity release could be a beneficial option. At EquityReleaseZone, we can assist you via our free equity release calculator and by introducing you to a broker who can offer you advice and compare options for you.

How much money could I release?

The easiest way to find out is by using our free Equity Release Calculator.

The amount of money depends on factors such as your age, your health and the value of your property.

Our calculator will show how much you could release. An advisor can then understand your specific circumstances and suggest suitable options.

Know the facts about Equity Release.

As with any financial product, it’s always important to understand exactly what you are committing to and what the exact requirements are. Always discuss your circumstances with an FCA-approved advisor to fully understand all features and risks of the product you are considering.

 

Releasing equity means a Lifetime Mortgage is secured against your property. This will impact the value of your estate. Although you can still gift your property in your will there may be less inherited value.

Equity release could potentially affect any current and future means-tested entitlement you have to benefits.

See How Much Equity You Can Release

The process is simple.

Connect with the UK's leading brokers.

To protect our customers, we only work with the UK's leading brokers and most established equity release providers. This ensures customers receive a high-quality and transparent service from respected companies.

Your Questions. Answered.

  • What exactly is equity release?

    When you release equity you are unlocking the value in your property. Normally this value is unlocked when you pass away and your family sells your home. Equity release means you can access a lump sum payout, from your property, whenever you wish, to spend as you wish.

    If you are over 55 and own a property worth at least £70,000, you should be eligible for an equity release plan.

  • Will I still own my home?

    Most people select a lifetime mortgage which means they still own their home. You won't have to move - all plans approved by the Equity Release Council give you the right to stay in your home until you die or move into long-term care.

    After your death, the property will be sold and your mortgage will be paid off. Any remaining money will go straight to your family or beneficiaries. If the property is sold because you move into long-term care, the mortgage will be paid off, and any remaining money will be returned directly to you.

  • Is there a chance I could pass debt onto my family and those I love?

    There is no chance. All brokers follow the Equity Release Council's guidance - meaning negative equity is not possible when the house is sold following death or after you enter into long-term care. This means you will never owe more than the price of your property, regardless of house price changes.

  • How much money could I release?

    The easiest way to find out is by using our free Equity Release Calculator.

    The amount of money depends on factors such as your age, your health and the value of your property.

    Our calculator will show how much you could release. An advisor can then understand your specific circumstances and suggest suitable options

*https://www.equityreleasecouncil.com/news/equity-release-market-rises-8-in-q3-as-older-homeowners-unlock-nearly-11m-of-property-wealth-per-day/

**https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/housepriceindex/november2019

Free Equity Release Calculator

1
2
3
4

How do you want to use the money?

Home Improvement

Family

Retirement

I'm Unsure

Next >
Next >

We require your age and property value to calculate how much equity you could potentially release. By clicking "Calculate Now" you agree that an FCA regulated equity release advice firm will contact you to discuss and compare your options in relation to equity release.

Home

A Lifetime Mortgage is secured against your property. It could affect your entitlement to means-tested benefits and will impact the value of your estate. Think carefully before securing other debts against your property. To understand the features and risks ask for a personalised illustration when an advisor contacts you.

EquityReleaseZone does not advise on the suitability of equity release. Instead, our partner network of FCA registered equity release brokers provide high quality advice that will help you make the right decision for your specific circumstances.

Only if you choose to proceed and your case completes will the broker charge an advice fee. The advisor will talk through the setting up costs of a equity release before you make any decision to proceed. For any enquiry we pass onto our partner brokers, we are paid an introduction fee. This does not affect preferential rates offered by them to you.

Please note: EquityReleaseZone are expert lead generators who will earn a fee by introducing you to a specialist broker who can send you relevant quotes. We are not an independent price comparison site, or an insurance brokerage.

EquityReleaseZone is a trading name of Amesmo Ltd. Amesmo Ltd is registered in England and Wales, Company Registration No 11520871. Registered Office: 20-22 Wenlock Road London N1 7GU. Head Office: The Waterfront, Salts Mill Road, Shipley, BD17 7TD

Amesmo Ltd is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register under number 820864. Registered with the Information Commissioners Office (Registration number ZA455421).

©2024 EquityReleaseZone. All Rights Reserved.

We use cookies to improve your experience. By using this website you agree to our use of cookies. Learn more in our Privacy Policy